Great Sand Dunes National Park, Colorado, shifting dunes at golden hour
Two Years of Regulatory Whiplash: What Colorado AI Compliance Actually Looks Like Now
Colorado's first AI law was repealed before it took effect. The replacement has a January 2027 deadline. Congress introduced a bill last week that could preempt it. An honest read on where things stand and what to do now.
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Michael Hoog with his two sons
Special Needs Trusts: What Parents Need to Know
Leaving money directly to a child with a disability can cut off the government benefits they depend on. A special needs trust solves that, but only if the structure is right.
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Michael Hoog with his parents
When Should You Update Your Estate Plan?
An estate plan isn't a one-and-done document. Marriage, divorce, a new child, a move, or a significant change in assets, any of these can make your existing plan work against you.
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Healthcare directive vs living will
Healthcare Directive vs. Living Will: What Is the Difference?
These two documents often get used interchangeably, but they serve different purposes. Understanding the difference could matter to your family in a moment of crisis.
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Professional woman reviewing documents
What Does a Power of Attorney Actually Let Someone Do?
A power of attorney is one of the most powerful documents you can sign, and one of the least understood. Here's what it does, what it doesn't, and why the details matter.
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Business building
What Happens to Your LLC When You Die?
Business owners spend years building something valuable, and then don't plan for what happens to it. Here's what your operating agreement actually says, and why it matters.
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Family home
Do I Need a Trust, or Is a Will Enough?
Most people think they need one or the other. The real answer depends on what you own, who you're providing for, and how much control you want after you're gone.
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Michael Hoog with his kids at the ballpark
Taking Care of the People You Love
Most people put off estate planning because it feels like thinking about death. It is not. It is one of the most direct acts of care a parent can take for the people they depend on most.
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